"...With the economy in the state it is in now, I thought there was no way I would be able to get financing for my business with my [credit] report the way it was... I was amazed at how quickly my credit changed... I am more than happy. I am truly grateful"
"We lost our house... It was the worst feeling a parent can ever have to know that they can not provide a home for their children. We tried and tried to fight our way back out of the hole we were in, but nothing seemed to help. Credit Repair saved us! Our house is nothing fancy, it isn't huge, and I don't drive a Porsche, but we have a home and reliable transportation. Thank You!"
"NO! The majority of "credit repair" programs out there DO NOT WORK!"
However, there are some good companies out there thay truly help their clients. I am going to tell you some ways to tell the difference. Before you start ANY credit repair program, ask the following questions:
Do they charge ANY upfront fees? (even a small enrollment fee?) ~ The CROA or Credit Repair Organizations Act makes it illegal for any Credit Repair company to charge any fee "until the work is FULLY completed!"
Do they make promises on results? ~ Again, the CROA makes it illegal for any Credit Repair company to make any promises about items being removed. If they PROMISE to remove all your negative items, they are breaking the law AND making a promise they most likely can't keep!
Do they want to give you a "new identity"? ~ This is a common practice called "file segregation." It is an attempt to confuse the bureaus by using a number called an EIN to create a "new" credit file. This is not only not very effective, it is ILLEGAL!
Do they want you to claim ID Theft? ~ Put simply, this is where they try to convince your creditors that you have been the victim of identity theft. Some of these bad companies even go as far as getting you to fill out a false police report!! This is VERY illegal and should be avoided at all costs!
Complete Credit Care does NONE of these things. They are the ONLY credit repair company I have ever seen that offers absolutely NO UPFRONT FEES, and with their ADVANTAGE Plan, if they don't help you...YOU DON'T PAY! It is that simple.
I highly recommend this company for anyone who needs credit help. Hope this info has helped you! ~ Aimee